Stock Market Investment （股市投资）

Best Index Funds in 20242024 年最佳指数基金
An index fund is an investment fund (can be a ETF (exchange-traded fund) or a mutual fund, which is based on a set of stocks or index. These funds’ goal is to mimic the index without active management.

Index funds offer a simple, cost-effective, and diversified way to invest, making them an attractive option for those who prefer a more passive approach to growing their wealth.

The following are top Index Funds in 2024-2025:		指数基金是一种投资基金（可以是 ETF（交易所交易基金）或共同基金），基于一组股票或指数。这些基金的目标是模仿指数，同时没有主动的管理。

指数基金提供了一种简单、经济高效且多元化的投资方式，对于那些喜欢以更被动的方式来增加财富的人来说，它们是一个有吸引力的选择。

以下是 2024-2025 年的顶级指数基金：
1. Invesco QQQ Trust ETF (QQQ)
This ETF was launched in 1999 and managed by Invesco, and it’s recognized as the top-performing large-cap growth fund in terms of total return over the 15 years (in 2023). Expense Ratio = 0.2%. If you invest $10,000, it will cost you 20/year. 5-Year Annualized Return: 20.4%		1. 景顺 QQQ 信托 ETF (QQQ)
该 ETF 于 1999 年推出，由 Invesco管理，被公认为 15 年（2023 年）总回报率最高的大盘成长型基金。费用率 = 0.2%。如果您投资 10,000 美元，则每年需要花费 20 美元。5 年年化回报率：20.4%
2. iShares Core S&P 500 ETF (IVV)
This is sponsored by BlackRock, one of the largest fund companies. It is ideal for investors seeking a broadly diversified index fund at a low cost to serve as a core holding in their portfolio. Expense Ratio = 0.03%. If you invest $10,000, it will cost you $3/year. 5-Year Annualized Return: 15.5%		2. iShares 核心标普 500 ETF(IVV)
这是由最大的基金公司之一贝莱德赞助的。对于寻求以低成本进行广泛多元化的指数基金作为其投资组合中的核心持股的投资者来说，它是理想的选择。费用比率 = 0.03%。如果您投资 10,000 美元，则每年将花费您 3 美元。5 年年化回报率：15.5%
3. Fidelity Zero Large Cap Index (FNILX)
This is part of Fidelity’s initiative to offer mutual funds with no expense ratio, hence the “zero” name. That means no matter you invest $1,000 or $100,000, it will cost you $0/year. The 5-year Annualized Return: 15.7%		3. 富达零大盘指数(FNILX)
这是富达提供无费用率共同基金计划的一部分，因此得名为“零”费用。这意味着无论您投资 1,000 美元还是 100,000 美元，每年都会花费您 0 美元。5 年化收益率：15.7%
4. Schwab S&P 500 Index Fund (SWPPX)
Schwab is renowned for its commitment to creating investor-friendly products, and this fund’s ultra-low expense ratio is a testament to that focus. Expense Ratio = 0.02%. If you invest $10,000, it will cost you 2/year. 5-Year Annualized Return: 15.5%		4. 嘉信标准普尔500指数基金(SWPPX)
嘉信理财以其致力于创造对投资者友好的产品而闻名，该基金的超低费用率证明了这一重点。费用比率 = 0.02%。如果您投资 10,000 美元，则每年将花费您 2 美元。5 年年化回报率：15.5%
5. SPDR Dow Jones Industrial Average ETF Trust (DIA)
This ETF tracks the Dow Jones Industrial Average, a 30-stock index of large-cap companies. As one of the earlier ETF, it was launched in 1998 and it now manages tens of billions in assets. Expense Ratio: 0.16%. If you invest $10,000, it will cost you $16/year. 5-year Annualized Return: 11.8%		5. SPDR道琼斯工业平均指数ETF信托(DIA)
该 ETF 跟踪道琼斯工业平均指数，这是一个由大盘股公司组成的 30 只股票指数。作为较早的 ETF 之一，它于 1998 年推出，现在管理着数百亿的资产。费用率：0.16%。如果您投资 10,000 美元，则每年将花费您 16 美元。5 年年化回报率：11.8%
6. SPDR S&P 500 ETF (SPY)
With hundreds of billions in assets, this ETF is among the most popular on the market. Sponsored by State Street Global Advisors, a major industry player, it tracks the S&P 500 index. Expense Ratio: 0.095%. If you invest $10,000, it will cost you $9.5/year. 5-year Annualized Return: 15.5%		6. SPDR标普500 ETF(SPY)
该 ETF 拥有数千亿资产，是市场上最受欢迎的 ETF 之一。它由行业主要参与者 State Street Global Advisors 赞助，跟踪标准普尔 500 指数。费用率：0.095%。如果您投资 10,000 美元，则每年将花费您 9.5 美元。5 年年化回报率：15.5%
7. Shelton NASDAQ-100 Index Direct (NASDX)
This ETF tracks the performance of the largest non-financial companies in the Nasdaq-100 index, primarily focusing on tech companies. Launched in 2000, this mutual fund has a strong performance over the past 10 years. This fund is well-suited for investors seeking exposures to the tech industry and growth-oriented companies through an index fund. Expense Ratio: 0.52%. If you invest $10,000, it will cost you $52/year. 5-year Annualized Return: 20.3%		7. 谢尔顿纳斯达克 100 直接指数(NASDX)
该 ETF 跟踪纳斯达克 100 指数中最大的非金融公司的表现，主要关注科技公司。该共同基金于 2000 年推出，在过去 10 年中表现强劲。该基金非常适合通过指数基金寻求投资科技行业和增长型公司的投资者。费用率：0.52%。如果您投资 10,000 美元，则每年将花费您 52 美元。5 年年化回报率：20.3%
8. Vanguard S&P 500 ETF (VOO)
This fund is ideal for investors seeking a broadly diversified index fund at a low cost to serve as a core holding in their portfolio. Expense Ratio = 0.03%. If you invest $10,000, it will cost you $3/year. 5-Year Annualized Return: 15.5%		8. 先锋标普500 ETF(VOO)
该基金非常适合寻求以低成本广泛多元化的指数基金作为其投资组合中的核心持股的投资者。费用比率 = 0.03%。如果您投资 10,000 美元，则每年将花费您 3 美元。5 年年化回报率：15.5%
9. Vanguard Russell 2000 ETF (VTWO)
This ETF tracks Russell 2000 Index, including 2000 of the smallest publicly traded companies in the US. This Vanguard fund is known for its commitment to keeping costs low for investors and is ideal for investors seeking a low-cost option that provides broad exposure to small-cap companies. Expense Ratio = 0.10%. If you invest $10,000, it will cost you $10/year. 5-Year Annualized Return: 9.8%		9. 先锋罗素2000 ETF(VTWO)
该 ETF 跟踪罗素 2000 指数，包括 2000 家美国最小的上市公司。这只 Vanguard 基金以其致力于为投资者保持低成本而闻名，非常适合寻求低成本选择、广泛投资于小盘股公司的投资者。费用比率 = 0.10%。如果您投资 10,000 美元，则每年将花费您 10 美元。5 年年化回报率：9.8%
10. Vanguard Total Stock Market ETF (VTI)
This ETF offers comprehensive coverage of the entire universe of the publicly traded stocks in the US, including small, medium and large companies across all sectors. This fund is ideal for investors seeking a low-cost index fund that is broadly diversified across the market-cap spectrum. Expense Ratio = 0.03%. If you invest $10,000, it will cost you $3/year. 5-Year Annualized Return: 14.9%		10. 先锋全股票市场ETF(VTI)
该 ETF 全面覆盖了美国公开交易的整个股票领域，包括所有行业的小型、中型和大型公司。该基金非常适合寻求低成本指数基金的投资者，该基金在市值范围内广泛多元化。费用比率 = 0.03%。如果您投资 10,000 美元，则每年将花费您 3 美元。5 年年化回报率：14.9%