Graduate / Professional Student Stafford Loans (GPSSL)

Federal Graduate & Professional Student Stafford Loans are fixed-rate, not need based loans paid over a 10 year period.

Fixed Interest Rate

The Federal Graduate & Professional Student Stafford loan interest rate is fixed.

Loan Origination Fees

The loan origination fee for all Federal GPSSL (subsidized and unsubsidized) are deducted proportionately from each loan disbursement. You are responsible for repaying the entire amount you borrowed, not just the amount you received in loan disbursements.

Loan Limits

The Graduate & Professional student can receive a maximum Unsubsidized Stafford loan of:

• $20,500 per year (no more than $8,500 of this amount may be in subsidized loans)
• $138,500 is the total maximum amount allowed in Stafford loans ($65,500 subsidized loans)

Note 1: The graduate total debt limit includes Stafford Loans received for undergraduate study.
Note 2: You can receive the remainder of your college costs not covered by other financial aid in Direct PLUS Loans. However, a credit check is required for a Graduate PLUS loan.